What assistance means
Understand grants, forgivable loans, deferred loans, and repayable loans—and why the terms matter.
WFG Homes · Serving Chicagoland
The down payment doesn’t have to be a guessing game. Get a clearer look at assistance options, upfront costs, and the questions to ask before you buy.
Get the free DPA guide ↗For first-time and eligible repeat buyers. No purchase required.

Less confusion. Better questions.
Understand grants, forgivable loans, deferred loans, and repayable loans—and why the terms matter.
See how closing costs, earnest money, credits, and assistance fit into an illustrative buying budget.
Explore Illinois, Cook County, and Chicago resources, with questions to help you confirm current eligibility and funding.
Start with clarity
Whether you’re ready to buy or just figuring out what’s possible, this guide gives you a place to start.
Educational information only. Assistance is subject to program rules, available funding, and lender approval. The guide was checked October 8, 2026; terms may change.
A clearer starting point for your Chicagoland homebuying plan.
A few things to know
No. Some programs may serve eligible repeat buyers. Others have first-time buyer requirements and specific exceptions. Your lender and the program administrator can confirm which options fit.
No. This is an educational resource, not a loan application or approval. Income, credit, property location, program terms, and funding can affect eligibility.
No. Use the guide to prepare, compare options, and decide on a timeline that works for you.
Your Chicagoland real estate resource
Jerome L. Lanier · REALTOR® · WFG Homes